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New Jersey Online Baccarat

Online baccarat is a fun, thrilling game that almost anyone can play. In contrast to some other casino games, baccarat players have lower risks and higher winning potentials. To play online baccarat, you need to understand the elements of the game.

Historians are disputed on the exact origins of Baccarat. While some claim that it was developed in the 18th centurty, others believe that the first game of Baccarat dates back to the 15th century.

How to Play Baccarat Online

Baccarat is a two-card card draw game where the dealer draws for two sides (the banker and the player). The hand with the total closest to nine (9) wins. The object of the game is to get as close to nine as possible without going over.

"Banker" does not refer to the house or "player" to participants of the game. Instead, the dealer only deals two hands of cards regardless of how many participants are present, and each person gets to place a bet on either hand winning or a tie. Hence, there are three possible outcomes to bet on; the player wins, the banker wins, or a tie.

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Tips for Safe Online Gambling

A mini-baccarat game can have up to eight (8) seats and a large table can have up to 14 seats. Online baccarat games are easy to play and understand.

All a player has to do is choose an outcome to bet on, decide how much to bet, and then place a bet. The card draw, card value calculation, and payout are done by the live dealer or automatically by the casino's web interface.

It is the simplicity of the game and the low house edge and stakes that attract players to the baccarat table, although the appeal of getting consecutive natural wins like in many James Bond films may also play a part in the game's popularity.

Comparison of the Top 9 Online Baccarat Casinos in New Jersey

Atlantic City is known for its large and thriving casino and gaming industry. However, a lot of casinos are either creating their own online gambling platforms or partnering with online gaming companies.

Through the online platforms, they are able to offer players the casino experience including games such as Baccarat.

Some advantages of playing Baccarat online include being able to play from home or mobile devices and online promotions such as lower minimum bets than live casinos.

Atlantic City casinos may also offer a demo mode where games can be played for free which allows players to learn the skills without the pressure of losing money. Below is a list of the top online casinos in New Jersey where games of Baccarat are available:

Caesars Online Casino

Caesars online casino New Jersey is affiliated with the live casino of the same name. The site offers up to over 750 casino games to play online including slots and jackpot spins, and table games including blackjack, roulette, poker, and baccarat.

The live dealer section of the online casino offers live dealer games for some table games such as baccarat, video poker, and roulette. A minor complaint is the limited number of table games and live dealer games when compared to the number of slot games.

Playing at Caesars Online

Caesars online casino is known for having good promotions and a rewards system where it is easy to earn and redeem reward points. It is known for its promotions such as the Tuesday Wins with cash gifts for players who log in on Tuesdays and other cash giveaways.

The casino offers a bonus to new players who create an account that will 100% match their deposits up to $2000. A new player simply has to create a new account, enter the current promotion code and meet any playthrough requirements.

Caesars online casino also has a mobile application that can be downloaded for all Android and IOS devices. However, there seem to be fewer games available on the mobile applications than can be found on the main site.

Golden Nugget Online Casino

Golden Nugget online casino is one the longest-standing and best-known online casinos in New Jersey. It is known for having one of the largest online gaming libraries including a lot of slot games and table games. Its library contains over 500 slot games and table games to choose from including poker blackjack, roulette, and baccarat.

There is also a great live dealer section that allows players to get a nice casino floor experience from the comfort of home. The live dealer section has mostly table games such as poker, blackjack, and baccarat.

Playing at Golden Nugget

The Golden Nugget online casino offers a very good opening bonus that matches new players opening deposits up to $1500. It also gives new players a small cash bonus and free spins on the slot machines. There are also other bonuses and promotions including daily offers, a rolling bonus, and a loyalty bonus.

There is a downloadable mobile application for the casino available for both IOS and Android devices. The application provides the same access to all the games, bonuses, and promotions that are offered on the main site.

The Golden Nugget Casino can be recommended to players for its large library, promotions, and its loyalty point system that gives even more rewards. As one of the oldest online casinos its also known for having a trustworthy and secure payment system and 24-hour player support.

BetMGM Online Casino

BetMGM online casino is the online division of the popular MGM Resorts International in Atlantic City New Jersey. The online casino offers bonuses via codes to new players and regular players who play games on the site.

New players who create a new account on the site will get $25 in cash which can be used and withdrawn after a one-time playthrough. The casino also matches 100% of a new player's first deposit on the website of up to $1000 dollars.

Playing at BetMGM

Players should note that these bonuses can only be claimed if the player reaches the required playthrough requirements. There are also ongoing or rolling promotions where players will receive a $10 bonus for every $100 wagered on casino games.

Online players can also earn credits on the BetMGM M-life rewards program which can be redeemed as in-person prizes at the live hotel. These rewards include free dining, room nights, and other prizes in person or online.

The BetMGM casino has a selection of over 800 different games to play with a majority of them being slot and jackpot games. There are over 700 slot games and about 65 table games including blackjack, poker, roulette, and baccarat.

The BetMGM casino operates a live dealer section that streams live games from their casino floor where online players can interact with dealers and other players.

The online casino also has a downloadable mobile application that provides exactly the same experience as the game site. The application is available on IOS and Android and gives access to the same games, banking options, customer support, and promotions.

The BetMGM casino can be recommended to new players who like a large game library with a lot of games to choose from and a good reward system.

Borgata Online Casino

The Borgata online casino is one of the most popular online casinos for players in New Jersey. Its library of games is quite extensive with over 550 slots and jackpot games on offer. The online casino also has more than 60 table games including multiple variations of baccarat, poker, blackjack, and roulette.

Borgata casino also offers a live dealer section available 24/7 where players can play with real players and dealers to get that real casino floor experience.

Playing at Borgata Casino

The Borgata has several promotions and welcome bonuses which make it attractive to new players. It gives a new player a $20 bonus on sign-up and goes further to 100% match a new player's first deposit up to $1000. The $20 has a one-time playthrough requirement to be claimed while the deposit match has a 15 times playthrough requirement.

The mobile application operated by the Borgata is very efficient and does have any critical problems or lag. It is also available for download to both Android and IOS devices. Its live dealer and high-stakes tables and its variety of slot games make it easily recommended to players who enjoy such attractions.

SugarHouse Online Casino

The SugarHouse online casino has one of the largest game libraries of all online casinos in New Jersey. It has over 800 games in its library. It also offers a decent number of table games including poker, roulette, blackjack, and baccarat.

SugarHouse casino also offers a live dealer section with 10 table games which fixes one of the early complaints about the online casino.

Playing at SugarHouse

Its welcome offer is one of the smallest with the casino 100% matching new player deposits only up to $250 using its bonus code. The amount might be smaller than average but the minimum bet of $10 and one-time playthrough requirement make it easy to claim the bonus. Temporary happy hour promotions with decent prizes are also frequent on the site.

The reward system of Sugarhouse is one of the main reasons to recommend the online casino to new players. The tier system is easy to climb with only moderate play and the prizes are quite generous.

Players can get access to the games on the mobile site and the pretty and easy-to-use mobile application downloadable for IOS and Android devices.

Ocean Online Casino

The Ocean online casino is the digital am of one of Atlantic City's newest live casinos, the Ocean Resort and Casino. The online casino has over 400 games in its library which is one of the smaller game libraries. It has around 320 slots games with the remainder being spread between jackpot games and table games like poker, roulette, blackjack, and baccarat.

This includes several slot titles exclusive to the Ocean online casino. The Ocean online casino also offers a live casino section that has live dealer games for table games such as poker, blackjack, roulette, and baccarat.

Playing at Ocean Online

Ocean Online casino has a number of bonuses and promotions for new players and regular players alike. New players who register and use the given code are given 50 free spins on particular slot games such as Jumanji. The player will also receive a 100% deposit match up to $1500 spread over their first three deposits. However, the bonus has a rather steep playthrough requirement of thirty times before the bonus can be claimed.

There is also a newly developed mobile application for players to enjoy the facilities and games of the Ocean Casino on Android and IOS devices.

Players who enjoy especially slot games will enjoy what is on offer at the Ocean Online Casino including the variety and exclusive slot titles. The high playthrough requirement to redeem bonuses could make it unattractive for some players.

Betway Online Casino

Betway Online Casino is a Europe-based operator that is new to the online market in New Jersey. At the moment the Betway online casino has about 275 progressive jackpot and slot type games and about 35 table games including two types of baccarat. Betway's New Jersey online casino currently does not have live dealer facilities but this may change in the near future.

Betway Online Casino New Jersey offers new players a welcome bonus of a 100% match of their first deposit up to $1000. The bonus is generous but there is a hefty thirty times playthrough requirement before it can be claimed.

A downloadable mobile application is available which allows Betway casino games to be enjoyed on both IOS and Android devices.

Playing at Betway Online

The casino site has a nice user interface and a sort page that makes finding preferred games easy and a decent variety of games. The lack of a live casino or live dealer section is a minor complaint.

Party Casino Online

The Party Casino brand has been present in the online gaming scene for a while but only launched its stand-alone online casino in 2018. Party Online Casino New Jersey has a library containing over 300 games that include slots, jackpots, and table games such as blackjack, poker, and baccarat.

The site is also a live dealer section that contains live dealer versions of most of their table games such as blackjack and baccarat.

Playing at Party Casino

The welcome offer for new players is quite good offering a 100% first deposit match up to $1000. The bonus has a fifteen times playthrough wagering requirement before it can be claimed but not all games count the same.

Slots count fully towards clearance of the requirement but video poker and other table games count less. There are also other promotions such as leaderboard prizes and a loyalty program that rewards players with VIP treatment.

Party Casino online also has offers mobile applications which can be downloaded onto both IOS and Android devices.

The website can be praised for its marked improvement from earlier versions and the way it strengthens a smaller library by having more unique games. However, sketchy information on basic features, bugs on the site, and lackluster customer care keep the experience from being truly incredible.

WynnBet Online Casino

WynnBet online casino and sportsbook is the online component of the popular Wynnbet luxury resorts brand. In New Jersey, it is currently affiliated with Caesars Casino.

WynnBet Online Casino possesses a decent library of over 300 games. Around 230 of these games are slot games with the remainder shared between table games such as poker, blackjack, roulette, and baccarat. The online casino also offers over 15 live dealer table games for that casino floor experience for games like baccarat.

WynnBet online casino offers several promotions and bonuses for new and old players using its promotion codes. The welcome bonus for newly registered members gives a 100% deposit match for new players to $1000 and 200 free spins on particular slots.

Playing at WynnBet

To qualify for the deposit match players must deposit at least $30 and meet the ten times wagering or playthrough requirements. The casino also offer a WynnBet mobile application for gaming on the go that players can download for devices on both Andriod and IOS software.

WynnBet online casino provides an enjoyable experience and its great mobile application and good customer support make it easily recommendable. There is also a smooth crossover between the casino and sports betting sections of the site for interested players.

What is Considered a Winning Hand in Baccarat?

A winning hand in baccarat is whichever hand has its total value closer to nine (9). For instance, if the player's hand is a 3 and a 4 whereas the banker's hand is a 2 and a 6, the banker wins since the total value is eight, which is closer to 9 than the player's hand.

A hand of total value equaling eight or nine is called a natural win in baccarat if the other hand is not closer to nine or of the same value (tie). A natural eight or nine also cancels the need for a third draw if the other hand has a lesser card value.

How are Points Calculated in Baccarat?

Nine is the highest card value in baccarat. Meanwhile, an ace is worth one point, and cards from two (2) to nine (9) are taken at face value. However, 10, Jacks, Queens, and Kings equal zero. Hence, a card draw of an ace and a seven is eight points, while an ace and a king equals 1.

As a rule, if a draw for either hand has a total that is over 9, the numbers are added, and the first digit is removed from the total. For instance, drawing 6 and 7 will equal 3 in baccarat instead of 13 after removing the first digit.

Furthermore, if a hand has a total card value from 0 to 5, the dealer draws another card, except if the other hand has a natural 8 or 9. Taking the previous example, if the third card the dealer draws is a 6, that hand has a total value of 9 and wins the draw if the other hand is lesser than nine.

Unlike blackjack, where the player gets to choose whether to draw an extra card or stay, the extra draw in baccarat is done automatically according to the rules, and participants do not have to decide.

What are the Rules to Play Baccarat Online?

The rules for playing baccarat online are mostly simple and specifics are often provided by the casino. Key areas to note are rules concerning the third draw, payouts, baccarat game variations, and betting process, although beginners can still play with basic knowledge as the web interface or dealer will do most of the job.

Baccarat variations

There are different versions of baccarat with slight variations in the rules, although the essence of the game like point calculation and game objective remains the same. For instance, Punto Bunco is the most common baccarat variation with the standardized rules, whereas Baccarat Banque has a banker play against two hands. Hence, there are three hands, one banker and two players, although participants are not dealt cards but also choose a hand to bet on.

Chemin de Fer lets participants play as the banker in turns, and players get to choose to draw a third card or not if the total point is less than 7. Lastly, mini-baccarat is the same as standard baccarat except with fewer players and lower bet rates.

Game plan

Before playing baccarat, it is ideal to set a budget, determine stakes or win limits, and follow the plan. Although strategies are not foolproof, players may also decide which strategy to use. You can choose your stakes and select chip value online and also choose between a live dealer game or a computer-powered game.

Placing a bet

Players must bet before the cards are dealt and revealed. Some casinos also offer side bets on baccarat games apart from the three possible outcomes. For instance, participants can bet on the banker or player hand getting a pair with an 11:1 payout.

The third draw

The third draw is the additional card that the dealer draws for the banker, player, or both when the total card value of the first two cards is below 8. Understanding the rule of the third card draw, especially for the banker, may be tricky for beginners, but it gets clearer with the first few games.

The rule for the player's third card draw is simple; the player gets a third card when the total card value of the first two cards is from 0-5 - unless the banker has a natural 8 or 9 - and stands if the value is from 6-9. However, the banker's third draw rules are more complicated.

The banker gets a third card when the total card value of the first two cards is from 0-2 - unless the player has a natural 8 or 9 - and stands if the value is from 7 to 9. Otherwise, the third draw is determined by the value of the player's third card.


Baccarat has one of the lowest house edges among table games. Usually, bets on players and bankers in baccarat have a 1:1 payout ratio, although the banker earns a 5% commission on every win. This means that you get one dollar for every dollar bet on the player and 19 out of every 20 dollar bet on the banker.

However, the house edge is usually 1.36% on player win and 1.17% on banker win, although this varies depending on the number of decks or casino. If there is a tie, all bets return to the owners unless the bet was on a tie, which usually has an 8:1 payout but with a 14.36% house edge, making tie bets (and other side bets) typically avoided.

What are the Advantages of Playing Baccarat Online?

Compared to playing baccarat in a casino, online baccarat has the following advantages:

Can be Played at Home

You can play online baccarat from home or any location with internet. Online baccarat is convenient and provides ease of access to players around the world so that they can play and enjoy the games comfortably. Additionally, there are forums and integrated chat rooms where players can interact and connect with others, much like in an actual casino.

Easy to Learn

Baccarat does not require special knowledge or skill to play. The objective, point calculation, outcomes to bet on, and game rules in baccarat are simple. Furthermore, the standardized rules make it easy to play.

Players mostly rely on luck and are not required to do much work because the rules of the game are already integrated into the game's software, so the draws, point calculation, and payouts are all automatic.

Good for Small Stakes Players

Online baccarat, especially mini-baccarat tables has a lower betting minimum, which is great for beginners and small stakes players. Furthermore, the high return to player (RTP) on certain bets and minimal casino advantage or house edge in baccarat gives players higher win potential and lesser risks.

Added Benefits

Some casinos offer free play for beginners who want to play online baccarat. Various bonuses and rewards are also available when playing online.